Loan Programs

• FHA/VA Conventional Financing
• Adjustable Rate Loans
• Interest Only Loans
• No Income/No Assets
• Texas Veterans Land Board (VLB)
• 100%, 103%, and 107% Loans
• Absolute Zero Down Loans
• Community Home Buyers Program
• Home Equity Loans (refinancing)
• Construction Loans
• Competetive Rates

Purchasing

• You may qualify to buy a property with no money down

Refinancing to lower your actual monthly payment or to decrease the term

• Lowering the rate could reduce your monthly payment or you can decrease your term to pay off your home sooner

Refinancing to get cash out

• You could refinance to get cash out without increasing your interest rate, and sometimes even lower it.  The relation between the property value and the mortgage debt is a determining factor, providing the standard basic requirements are met.